Offers guidance on managing personal finance based on ten simple, proven rules that have been shown to outperform more complicated strategies, including saving ten to twenty percent of income and maxing out employer 401K programs.
Savings & Money Management
50/30/20 budget strategy: 50% of your income covers necessities (like food, gas, rent); 30% goes to optional 'fun' spending (like Netflix or vacations); and 20% goes into savings and/or debt repayments.
You have a 'real' job, maybe a family, and maybe a mortgage; but you've been launched into an uncertain world. This book is your much-needed guide to life as an adult, giving you the answers you need about becoming a professional, becoming financially secure, and becoming your own person. Meet financial challenges with smart money management; Assemble your personal, legal, medical, and financial support team; Learn essential lessons before you suffer their consequences.
You might not be in a position to manage ~investments~ yet, but you will be before you know it! Time is even more important than initial amount when you're thinking long-term growth, so don't put it off 'til middle age, and don't ignore this avenue even while you're still paying off loans.
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A disciplined approach to investing, complemented by understanding, is all you need to enjoy success. This practical guide explains what you really need to know and puts you on the right course for long-term success through all kinds of markets.