Research Guides: #EDUC 1300: First Year Experience: Money

General Money

Khan Academy: Finance and Capital Management
Lessons on interest, investments, taxes and other basics.
Texas Reality Check
Texas Reality Check will show you how much your living expenses will cost, and the amount of money you will need to earn to pay for them.

The Index Card: Why Personal Finance Doesn't Have to be Complicated by Helaine Olen; Harold Pollack
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Collection: "Place Hold" to request copy
ISBN: 9781591847687
Published: 2016
Offers guidance on managing personal finance based on ten simple, proven rules that have been shown to outperform more complicated strategies, including saving ten to twenty percent of income and maxing out employer 401K programs.

Savings & Money Management

50/30/20 budget strategy: 50% of your income covers necessities (like food, gas, rent); 30% goes to optional 'fun' spending (like Netflix or vacations); and 20% goes into savings and/or debt repayments.

How To Make a Personal Budget in 6 Easy Steps
Walks you through what to account for (no pun intended) when setting up a budget and explains variable vs fixed expenses. A little broad/general, but addresses the principles to start with.
Bank Rate
Popular site to learn more about savings options, loans, and more. Compare current rates across multiple banks to make informed decisions.
Spent (online game)
You'd never need financial help, right? Prove it.
Payback (online game)
Can you make it through college without drowning in debt?

No One Ever Told Us That: Money and Life Lessons for Young Adults by John D. Spooner
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Collection: EBSCO eBook Collection (1 copy)
Published: 2015
You have a 'real' job, maybe a family, and maybe a mortgage; but you've been launched into an uncertain world. This book is your much-needed guide to life as an adult, giving you the answers you need about becoming a professional, becoming financially secure, and becoming your own person. Meet financial challenges with smart money management; Assemble your personal, legal, medical, and financial support team; Learn essential lessons before you suffer their consequences.

Student Loans & Financial Aid

Money for College: Scholarships, Grants, & More
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Library guide to scholarship and grant opportunities [i.e. free money] available to community college students.
Financial Aid at Lone Star College
1. Complete Lone Star College Admissions Application
2. Complete FAFSA (LSC code: 011145)
3. Submit Additional Information, if required
4. Review your award
5. Complete Direct Loan Process
Federal Student Aid

Loan Repayment Calculator

Investments

You might not be in a position to manage ~investments~ yet, but you will be before you know it! Time is even more important than initial amount when you're thinking long-term growth, so don't put it off 'til middle age, and don't ignore this avenue even while you're still paying off loans.

Investopedia
Take lessons through the Investopedia academy, look up financial terms, and explore corporate news.
Investopedia Simulator
This free "game" starts you with $100,000 in virtual cash to invest. Compete with thousands of Investopedia traders and trade your way to the top! Or start in the beginner game for $10,000 virtual dollars to experiment with.

The Elements of Investing: Easy Lessons for Every Investor by Burton G. Malkiel; Charles D. Ellis
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Collection: EBSCO Ebook Collection (unlimited users)
ISBN: 9781118484876
Published: 2013
A disciplined approach to investing, complemented by understanding, is all you need to enjoy success. This practical guide explains what you really need to know and puts you on the right course for long-term success through all kinds of markets.

Morningstar This link opens in a new window
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Information to help with personal investments. Topics covered include stocks, funds, ETFs, as well as articles, videos and investment skills training.
Access is graciously provided via HCPL. Your LSC barcode will give you access to this resource!
Business Insights (Gale) This link opens in a new window
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Research global companies and industries with in-depth analysis through current news, statistical data, and comprehensive reports.
Search all Gale databases at once with Gale PowerSearch.